Bill settled before you leave the vet
Vet-tech-checked advice
One wellness visit included
Read it in one minute
We are reimagining pet insurance to be simple, affordable, useful, and completely transparent.
No more waiting for reimbursements. We pay the vet before you leave the clinic, so you only pay your portion.
$50 plan (first 100 get $40 yr 1) stays frozen 36 months. Pricing is subject to regulatory approval.
$750 deductible with 90% reimbursement after deductible. Covers accidents, cancer, bloat, heart, kidneys, emergency surgery, and more. $12k annual limit at launch. Coverage is subject to regulatory approval.
Unlimited AI chats reviewed by vet techs in under 15 minutes. Get immediate guidance on whether your pet needs emergency care.
One annual wellness check-up is included in all plans, helping you keep your pet healthy and catch issues early.
Simple, transparent, and designed with both you and your pet in mind.
Answer a few quick questions. We pull past records from your vet and activate your policy within 24 hours—no forms, no waiting-period clocks.
AI pinpoints urgency, vet-techs verify answers in <15 min. Get day-to-day advice, second opinions, or an emergency check: we show cost estimate and how much is covered before you leave home.
Your chosen clinic already has your pet's file and pre-auth code when you walk in. No clipboard surprises.
Appointment done, we settle 90 % of the bill on the spot. You pay your share.
One transparent plan. No confusing tiers, no surprise rate hikes.
($50 after year 1)
Accidents & Injuries
Poisoning, foreign-body ingestion, lacerations, fractures
Major Illnesses
Cancer, bloat/GDV, kidney and heart disease, life-threatening conditions
Emergency Surgery & Specialist Care
OR fees, board-certified surgeons, oncologists, cardiologists, specialist consultations
Diagnostics
X-rays, ultrasounds, bloodwork, MRIs, CT scans
Hospitalisation & Critical Care
ICU stays, fluids, oxygen, monitoring
Annual Wellness Exam
One routine check-up per policy year at a partner clinic
Pre-existing Conditions
Conditions that showed symptoms before coverage started
Cosmetic Procedures
Tail docking, ear cropping, nail trimming, grooming
Routine Care
Beyond the one annual wellness exam - vaccinations, preventive medications, additional check-ups
Dental Care
Routine dental cleanings, extractions, and treatment of dental diseases
Everything you need to know about our pet insurance.
Your deductible is the amount you pay out of pocket before your insurance coverage kicks in. It's an annual deductible, meaning you only have to meet it once per year, not per incident. With a $750 deductible, once you've paid $750 in eligible vet expenses during your policy year, we'll start covering 90% of eligible costs for the rest of the year.
We guarantee that your monthly premium will not increase for 3 years from your enrollment date. This applies as long as you maintain continuous coverage. After the 3-year period, any rate adjustments will be communicated at least 6 months in advance.
We pay the vet directly before you leave the clinic, so there's no traditional "claim" process for you to worry about. When you visit a vet, simply let them know you have our insurance. They'll verify your coverage through our system, provide treatment, and then bill us directly for the covered portion. You only pay your portion (deductible and coinsurance) at checkout. This eliminates the typical reimbursement waiting period that can take weeks with other pet insurance companies.
It's an always-on chat-based service that helps you gauge how urgent your pet's issue is. Send symptoms (text, photo) any time—our AI triages them, and a licensed vet-tech verifies the advice within 15 min. For urgent cases we will show you the four nearest clinics with live wait-times, book your visit, pre-send records, and give you a cost + insurance-coverage estimate before you leave home.